Bajaj Allianz General Insurance has recently launched Pet Dog Insurance. The product is called Bajaj Allianz Pet Dog Insurance Policy (1). It provides comprehensive coverage to pet dogs from the natural origin, pedigree, non-pedigree, cross-bred, and exotic breeds. The insurance will cover the lifetime of the dogs from 3 months to 10 years of age. The premium for the dog insurance starts from 315 INR, excluding GST. It will vary based on age, size, gender, different covers, and plans opted, the sum insured, etc.
For giant breeds, the age of entry will be three months, up to four years. For small and medium and large breeds, the entry age is up to 7 years. The exit age for the giant breeds is until the age 6, whereas for small, medium, and large dog, the limit is ten years. Based on the policy terms and conditions, the company will settle reimbursement claims.
Different Products of Bajaj Pet Dog Insurance
It consists of one mandatory cover or the base cover, which includes surgery and hospitalisation cover. There are six other optional covers: mortality benefit cover, terminal diseases, long term care, OPD, theft/lost/straying, and third-party liability. These optional products cover treatment costs of specified illnesses, surgeries, hospitalisation, or disease leading to death.
Apart from these covers, the policy also provides injury, surgery, hospitalisation, mortality due to any accident cover without any waiting period. The plan also covers the theft/loss or straying of the dog. Moreover, there is also a cover for the legal liability of pet owners for any third-party bodily injury, death, property damage of the pet dog. It includes the legal costs for defending the claim.
Medical testings of the domesticated pet dog are not compulsory even at a higher age. It is subjected to waiting for period covering specific diseases. The product offers protection provided that they are vaccinated with standard vaccinations throughout the policy period.
Tapan Singhel, MD and CEO of Bajaj Allianz General Insurance, stated that a pet dog is a part of the family. They also require the requisite nurture and care as humans. Buying a health cover for our dogs would ensure that they get access to quality health treatment, thus making you worry-free.