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This article is going to cover the top 10 instant loan apps in India that provide a safe and hassle-free immediate cash loan in India.


  1. Introduction
  2. Top 10 instant loan apps in India (2020 update)


We all know that traditional banks have a lengthy processing time for loan applications. These money lenders are also notorious for charging high-interest rates. That’s why we think that instant loan apps could be a skeptical process in traditional banks.

When an individual is in an urgent need for a quick loan, previously, there were only a few options available. It includes a loan from money lenders; however, it could be a time-consuming process that requires a lot of paperwork and multiple submissions.

Another option is to take a loan through a credit. Again, the interest rates are incredibly high. Asking a friend or relative for money instead could be an embarrassing option.

Fortunately, today, we have another option for a quick loan. It is all currently the best option available in India when it comes to fast loans.

These days, thanks to the Internet, getting a quick loan is very fast through instant loan apps. There is various best instant loan app in India that could make any loan process a lot easier and convenient.

You can easily apply to any instant loan apps with the requisite scanned documents. Instant loan app in India would then deliver the loan amount at your doorstep or credit it directly in your account.

Top 10 Instant Loan Apps in India (2020 Update)

1. MoneyTap

Instant Loan Apps

This instant loan app is India’s first app-based credit line. The reason we have listed this app in or instant loan app in India list is because of its no-usage-no-interest feature. It means that you only pay interest on the amount you use. This feature makes the credit more affordable.

Check out the app here.

2. PaySense

Instant Loan Apps

PaySense is one of the best Instant loan apps available in India. SayaliKaranjkar and Prashanth Ranganathan founded this instant loan app in India. You can get an instant loan through this app via your phone or laptop. You only need to check your loan eligibility, submitting your KYC details, and apply for a loan. After successfully applying for a loan, you will receive an approval within 5 hours in this instant loan app.

Check out the app here.

3. Dhani

instant loan app

Dhani is one of the most popular instant loan apps in India. This instant loan app quickly disburses the loan amount to your bank account. With this instant loan app in India, you can apply for a loan anytime, anywhere. One needs to download the Dhani app, enter your Adhaar card number, loan amount. Dhani will then transfer the loan amount directly to your account at an instant.

Check out the app here.

4. IndiaLends

instant loan apps

Individuals looking for a cash loan, the IndiaLends instant loan app is right for you. Here you will get instant personal loans, credit cards, and free credit reports. It is one of the few instant loan apps that offer instant personal loans online with the best interest rates. IndiaLends disburses your loan amount within 48-hours.

Check out the app here.

5. KreditBee


KreditBee is one of the instant loan apps that is for young professionals. Here, you can get a loan of up to 1 lakh. KreditBee has a 100% online loan process. They carry out disbursement of your loan amount within 15 minutes directly in your bank account.

Check out the app here.

6. CASHe


This app-based digital lending platform is one of the best instant loan apps for short-term personal loans for salaried individuals. Here, you will need to provide your salary slips, bank statements, address proof along with your PAN card. You can upload these documents via the CASHe app while applying for a loan.

Check out the app here.

7. Capital First Limited

capital first

Capital First is one of the instant loan apps that provides a one-stop solution for most of your financing needs. In this instant loan app in India, you can get your online loan application sanctioned within 2 minutes.

Check out the app here.

8. Credy Technologies

instant loan india

Loan app of Credy Technologies is one of the instant loan apps in India for personal loans on personalized terms. It comes with no hidden cost or any requirement of collateral or a guarantor. Credy Technologies is known for its fast online processing and acceptance of low CIBIL score.

Check out the app here.

9. Money View

instant loan app in india

Get a personal loan just within 2 hours via Money View personal loan app. Money View is one of the best instant loan apps for remodeling of your house, car purchase, wedding expense. You can get a personal loan from Money View completely paperless, fast, easy, and flexible.

Check out the app here.

10. Home Credit

instant loan app in India

This platform in India is part of the international Home Credit Group. This group has a presence across ten countries in Europe and Asia. Home Credit in India is one of the instant loan apps that sanction personal loans of up to 2 lakh. Here you will get financial services that are simple, transparent, and easily accessible to you.

Check out the app here.