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Top 10 Payment Gateways in India (2020 Update)
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This article will help you choose from the top 10 payment gateways in India. You can choose from this list of best payment gateways for your online business.

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Index

  1. Introduction
  2. Top 10 Payment Gateways in India
  3. Conclusion

 

Introduction

Make your online payment process very easy and simple using a payment gateway application. You can simply connect your phone application or website with your bank through these gateways. In India, you can find various payment gateways that will allow your customers to make payments for your online business. Hence, for any merchant, it could be tedious to choose the right payment gateway for their e-commerce store.

 

Top 10 Payment Gateways in India

1. Paytm Payment Gateway

Paytm Payment Gateway

With their ‘Paytm Cash’ wallet, they have emerged as one of the leading payment gateways in India. This wallet is entirely based on online consumer. There are many benefits of using PayTM to make online transactions for a small e-commerce merchant. Paytm payment gateway supports various domestic as well as international credit cards.

 

2. CCAvenue Payment Gateway 

CCAvenue Payment Gateway 

This is another popular payment gateway with various payment options in India. You can see their page in 18 different languages; both Indian and international. CCAvenue payment gateway can accept payments in 27 foreign currencies like Rupees, Yen, USD, Euro, Dirham, Baht and more. 

 

3. Instamojo Payment Gateway

Instamojo Payment Gateway

Instamojo Payment Gateway is one of the best in its kind for individuals interested in buying digital files, tickets, music, etc. Their mode of payment provides bank-level security along with the quick process. You can also use this gateway to collect your money on Facebook, WhatsApp, Instagram, and other social media networks. Merchants can also collect their payment through SMS and email using this gateway. 

 

4. Citrus Pay Payment Gateway

Citrus Pay Payment Gateway

Citrus Pay Payment Gateway is among the top payment gateways in India these days. This gateway works with most credit cards like Visa, MasterCard, American Express and more. They have a high level of security along with a quick process. Citrus Pay also provides various other services like Citrus cash which is an online wallet. Another is Citrus Cube which is an online application that will allow you to pay your bills easily and quickly.

 

5. EBS Payment Gateway

EBS Payment Gateway

EBS Payment Gateway is first in India to achieve the PCI DSS 3.0 standards of compliance. They have certificates for security and adherence followed by ISO 27001-2013 audit. You can consider it as one of the most secure payment gateways globally. E-Billing Solutions has more than 100 payment options.

 

6. Stripe Payment Gateway

Stripe Payment Gateway

Stripe Payment Gateway is popular along with merchants who are looking for a premium gateway with Easy Digital Downloads. It is a great payment gateway for online processing of your credit cards. They allow e-commerce business owners to accept and process payments on their website. Such features and integrations make Stripe a popular choice for selling digital goods.

 

7. Paypal Payment Gateway

Paypal Payment Gateway

We don’t need to say more about this global payment platform. PayPal payment gateway is available in more than 200 countries worldwide. This payment platform is great if you want to go international with your business. It is a great option for merchants who needs to collect their payment from international customers. However, this platform does not support the Indian currency as of now. Hence, you require to choose an international currency as your base currency to utilize this payment gateway.

 

8. Atom Payment Gateway

Atom Payment Gateway

This payment service is from India and available in the market since 2006. The atom Payment gateway has offices in all the major places in India. They are aiming to provide a payment ecosystem for businesses and individuals in India. It’s safe to say that their main focus is to expand their services in India with Indian merchants. They have more than 100 payment options. The network of this payment solution is also getting stronger with more than 15 million transactions and over 4500 strong business owners all across India. 

 

9. Cashfree Payment Gateway

Cashfree Payment Gateway

Cashfree Payment Gateway is the only available payment gateway in India that allows its merchants for bulk payouts and hands down. Their payment options are wide with Visa, Master, Maestro, and even Rupay. They have more than 70 net banking options including various e-wallets like PayTM, Freecharge, Mobikwik and more. This payment gateway also works with UPI, PayPal, and IMPS. The TDR fees are lowest compared to other similar payment gateways. 

 

10. Razor Payment Gateway 

For merchants looking for a single platform to accept, process and disburse their payments, Razorpay Payment Gateway is a perfect solution. This payment gateway is currently only available in India. You can gain access to various payment modes like a credit card, debit card, net banking, UPI and other popular wallets. This includes JioMoney, Airtel Money, Ola Money, FreeCharge and more. 

 

Conclusion

There is quite a competition in the Indian market when it comes to payment gateways. There are so many companies out there trying to integrate with various businesses. With so many options available, it is better to first evaluate your business. This would help you identify what you exactly need from a payment gateway. Based on that, you could do your research on various payment gateways available in the Indian market. This would help you find the top payment gateway that fits with your business requirements.

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Rucha Joshi is fueled by her passion for creative writing. She is eager to turn information into action. With her hunger for knowledge, she considers herself a forever student. She's currently working as a content writer and is always interested in a challenge.

Disclaimer: The views, thoughts, and opinions expressed in the article have been curated for our audience and does not warrant a 100% accuracy. All the information mentioned in the article is subject to change according to the changing viewpoints. Feel free to reach us at [email protected] for any change or copyright issues.

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Rucha Joshi
Rucha Joshi
Rucha Joshi is fueled by her passion for creative writing. She is eager to turn information into action. With her hunger for knowledge, she considers herself a forever student. She's currently working as a content writer and is always interested in a challenge.
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